Terms of Service

These Terms of Service (“Terms”) govern your use of the website and services provided by Kairos Future Lab (“Company”, “we”, “us”, or “our”). By accessing or using our website and purchasing our products, you agree to be bound by these Terms.

1. Use of Services

Our products and services are provided for educational purposes only. By using this website, you agree to use the content solely for lawful purposes and in accordance with these Terms.

You must be at least 18 years old to use our services.

2. No Financial Advice

All content provided by Kairos Future Lab is for educational purposes only and does not constitute financial, investment, or trading advice.

We do not:

  • Provide personalized investment advice
  • Execute trades on your behalf
  • Manage funds or investments

You are solely responsible for your financial decisions.

3. Risk Disclosure

Trading financial markets, including foreign exchange (FX), involves significant risk. You may lose some or all of your capital. Past performance is not indicative of future results.

4. Account Access and Digital Products

Upon purchase, you may be granted access to digital educational content.

  • Access is personal and non-transferable
  • You may not share, distribute, or resell any content
  • Unauthorized use may result in termination of access

5. Payments

All payments are processed securely through third-party payment providers.

By purchasing, you agree to provide accurate billing information and authorize the transaction.

6. Refund & Cancellation Policy

All purchases are subject to our Refund & Cancellation Policy, which forms part of these Terms.

7. Intellectual Property

All content, materials, and intellectual property on this website are owned by or licensed to Kairos Future Lab.

You may not copy, reproduce, distribute, or exploit any content without prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Kairos Future Lab shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

  • Use or inability to use our services
  • Any financial losses incurred
  • Reliance on educational content

9. Termination

We reserve the right to suspend or terminate access to our services if you violate these Terms or engage in abusive or unlawful behavior.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales.

11. International Users

If you access our services from outside the United Kingdom, you are responsible for compliance with your local laws.

12. Changes to Terms

We may update these Terms from time to time. Continued use of the website constitutes acceptance of any updated Terms.

13. Contact

If you have any questions about these Terms, please contact us:

These Terms are designed to ensure transparency, legal compliance, and responsible use of our educational services.